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New York sues two Brooklyn dental offices over high-interest loan claims

New York sues two Brooklyn dental offices over high-interest loan claims

New York City's Department of Consumer and Worker Protection is suing two Brooklyn dental practices, accusing them of targeting low-income patients with high-interest loans. One patient, Yasmin, says she left Canarsie Family Dentistry toothless and $17,000 in debt after being pushed into loans for dentures and then implants, and has been unable to eat solid food for over a year.

Two Brooklyn dental offices are facing a lawsuit from New York City over allegations that they pushed vulnerable patients into paying for procedures they could not possibly afford. The city's Department of Consumer and Worker Protection brought the case, accusing the practices of targeting low-income patients with high-interest loans and turning routine dental visits into a source of crushing debt.

At the center of the story is a patient identified as Yasmin, who says her ordeal began during an appointment at Canarsie Family Dentistry. She said she was left toothless and in deep debt, and has not been able to eat solid food for over a year, describing a diet of mashed potatoes, soft food and baby food since the procedures. Her account put a human face on the conduct the city is now challenging in court.

According to Yasmin, she was told she had to take out a loan because she did not have the money to pay for her dental care, and the loan came to $7,000 for dentures. She said that when she returned, she was told she now needed implants and was offered the option to take out another loan, this time for $10,000, leaving her signed up for a total of $17,000 in loans.

Those close to her questioned whether she ever understood what she was agreeing to. Asked whether Yasmin knew what she was getting into, a family member said no, expressing doubt that she grasped the extent of the debt. Yasmin herself said she simply did what she was told, adding that all the office seemed to be trying to do was push the loan on her while she was in the chair.

The case moved forward after Yasmin's daughter, Noelle, filed a complaint with legal services, and the city's Department of Consumer and Worker Protection soon launched its own investigation. That inquiry led to the lawsuit now targeting the two Brooklyn practices over how they handled patients who came in seeking dental care.

City officials framed the action as part of a broader effort to hold businesses accountable for exploiting vulnerable New Yorkers. We will not hesitate to take companies to court if they're systematically ripping people off, the department's commissioner said, signaling that the lawsuit is meant to send a message to any practice that would pressure patients in pain into loans they cannot afford.

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